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Terms of Service

Ollie Grant Private Wealth

Effective Date: January 2026

 

1. Acceptance of Terms

By accessing or using the services provided by Ollie Grant Private Wealth ("Company," "we," "our," or "us"), including our website at olliegrantprivatewealth.com and olliegrantventures.com (collectively, the "Website"), you ("Client," "you," or "your") agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not access or use our services.

These Terms constitute a legally binding agreement between you and Ollie Grant Private Wealth. Please read them carefully.

 

2. Description of Services

Ollie Grant Private Wealth is a registered investment advisor providing:

  • Investment advisory services

  • Portfolio management

  • Financial planning and consultation

  • Pre-IPO investment opportunities for accredited investors

  • Educational resources and market insights

  • Client account management and reporting

Our services are designed for accredited investors and qualified clients seeking professional wealth management guidance.

 

3. Eligibility and Account Registration

3.1 Eligibility Requirements

To use our investment advisory services, you must:

  • Be at least 18 years of age

  • Have the legal capacity to enter into binding contracts

  • Meet accreditation requirements as defined by SEC regulations (for certain investment opportunities)

  • Provide accurate and complete information during registration

  • Maintain accurate account information

3.2 Account Security

You are responsible for:

  • Maintaining the confidentiality of your account credentials

  • All activities that occur under your account

  • Notifying us immediately of any unauthorized access or security breach

  • Using strong passwords and updating them regularly

 

4. Investment Advisory Relationship

4.1 Fiduciary Duty

As a registered investment advisor, we owe you a fiduciary duty to act in your best interest. This means we will:

  • Provide advice that is suitable for your financial situation

  • Disclose any material conflicts of interest

  • Exercise reasonable care in providing investment recommendations

  • Act with loyalty and good faith

4.2 Investment Advisory Agreement

Services are provided pursuant to a separate Investment Advisory Agreement that outlines:

  • Scope of services

  • Fee structure and billing

  • Investment objectives and restrictions

  • Client responsibilities

  • Termination provisions

These Terms of Service supplement, but do not replace, your Investment Advisory Agreement.

4.3 Suitability and Risk Disclosure

  • All investments carry risk, including the potential loss of principal

  • Past performance does not guarantee future results

  • We will make reasonable efforts to ensure investments are suitable for your goals and risk tolerance

  • You are responsible for reviewing and understanding all investment recommendations

  • You should consult with tax and legal professionals regarding your specific situation

 

5. Fees and Payment

5.1 Advisory Fees

Fees for our services are detailed in your Investment Advisory Agreement and our Form ADV Part 2A brochure. Fees may include:

  • Asset-based management fees

  • Fixed retainer fees

  • Hourly consultation fees

  • Performance-based fees (where applicable and permitted)

5.2 Payment Terms

  • Fees are typically billed quarterly in advance or arrears as specified in your agreement

  • You authorize fee deduction from your account or agree to pay via invoice

  • Fee schedules are subject to change with 30 days' written notice

  • Refunds for prepaid fees will be calculated on a pro-rata basis upon termination

5.3 Third-Party Costs

You are responsible for:

  • Custodian fees charged by third-party account custodians

  • Transaction costs and commissions

  • Fund expenses and management fees for underlying investments

  • Transfer fees, wire fees, and other administrative charges

 

6. Website Use and Intellectual Property

6.1 License to Use

We grant you a limited, non-exclusive, non-transferable license to access and use our Website for personal, non-commercial purposes in accordance with these Terms.

6.2 Prohibited Uses

You may not:

  • Use our Website for any unlawful purpose

  • Attempt to gain unauthorized access to our systems or other users' accounts

  • Interfere with or disrupt the Website's functionality

  • Use automated systems (bots, scrapers) to access the Website

  • Copy, reproduce, or distribute content without permission

  • Misrepresent your identity or affiliation

  • Transmit viruses, malware, or harmful code

6.3 Intellectual Property Rights

All content on our Website, including:

  • Text, graphics, logos, images, and software

  • Trademarks and service marks

  • Proprietary information and materials

  • Educational content and research

is the exclusive property of Ollie Grant Private Wealth or our licensors and is protected by copyright, trademark, and other intellectual property laws.

6.4 User-Generated Content

By submitting content to us (feedback, questions, comments), you grant us a perpetual, worldwide, royalty-free license to use, reproduce, and distribute such content for business purposes.

 

7. SMS/Text Messaging Terms

7.1 Consent to Receive Messages

By providing your mobile phone number and opting in, you consent to receive automated text messages from Ollie Grant Private Wealth, including:

  • Appointment reminders and confirmations

  • Account alerts and notifications

  • Time-sensitive updates

  • Marketing messages (if separately opted-in)

7.2 Age Restriction for SMS

You must be 18 years of age or older to opt-in to receive SMS messages from Ollie Grant Private Wealth. By providing your mobile phone number and consenting to receive text messages, you certify that you are at least 18 years old. Our SMS program is not intended for individuals under 18 years of age. If we become aware that someone under 18 has opted in to receive SMS messages, we will promptly remove them from our messaging list.

7.3 Message Frequency and Costs

  • Message frequency varies (typically 2-4 messages per month)

  • Standard message and data rates apply per your carrier's plan

  • Consent to SMS is not required to use our services

7.4 Opt-Out and Help

  • Reply STOP, UNSUBSCRIBE, CANCEL, END, or QUIT to opt-out at any time

  • Reply HELP for assistance

  • Contact us at admin@olliegrantprivatewealth.com or 812-221-3550 for support

7.5 Carrier Liability Disclaimer

Mobile carriers are not liable for delayed or undelivered messages. Carriers are not responsible for any delays in the receipt of SMS messages as delivery is subject to effective transmission from your network operator. Message and data rates may apply. Text message services are provided on an "as is" basis.

 

8. Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to our data practices as described in the Privacy Policy.

 

9. Communications and Electronic Delivery

9.1 Electronic Communications

You consent to receive communications from us electronically, including:

  • Email correspondence

  • Account statements and confirmations

  • Regulatory disclosures and updates

  • SMS messages (if opted-in)

  • Website notifications

9.2 Communication Preferences

You may update your communication preferences at any time by:

 

10. Third-Party Services and Links

10.1 Third-Party Custodians

We may recommend third-party custodians to hold your assets. These custodians are independent entities, and we are not responsible for their actions, fees, or services.

10.2 External Links

Our Website may contain links to third-party websites. We do not control and are not responsible for:

  • The content or privacy practices of external sites

  • Products or services offered by third parties

  • Accuracy of information on linked sites

Your use of third-party websites is at your own risk.

10.3 Third-Party Tools and Integrations

We may use third-party tools for:

  • Client relationship management (CRM)

  • Communication platforms

  • Data analytics and reporting

  • Document management

These providers are bound by confidentiality agreements and data protection requirements.

 

11. Disclaimers and Limitations of Liability

11.1 No Guaranteed Returns

  • We do not guarantee investment performance or returns

  • All investments involve risk of loss

  • Market conditions can change rapidly and unpredictably

  • Diversification does not ensure profit or guarantee against loss

11.2 Information Accuracy

While we strive to provide accurate and timely information:

  • Website content is for informational purposes only

  • Information may become outdated or inaccurate

  • We are not liable for errors or omissions in website content

  • You should verify information before making investment decisions

11.3 Website Availability

  • We do not guarantee uninterrupted or error-free access to our Website

  • The Website may be unavailable due to maintenance, updates, or technical issues

  • We are not liable for damages resulting from Website unavailability

11.4 Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW:

  • WE ARE NOT LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES

  • OUR TOTAL LIABILITY SHALL NOT EXCEED THE FEES PAID BY YOU IN THE 12 MONTHS PRIOR TO THE CLAIM

  • WE ARE NOT LIABLE FOR DAMAGES RESULTING FROM MARKET LOSSES, UNAUTHORIZED ACCESS, OR THIRD-PARTY ACTIONS

  • SOME JURISDICTIONS DO NOT ALLOW LIMITATION OF LIABILITY, SO THESE LIMITATIONS MAY NOT APPLY TO YOU

11.5 Investment Risks

You acknowledge and accept that:

  • Investment in securities involves substantial risk

  • You may lose some or all of your invested capital

  • Pre-IPO investments are speculative and illiquid

  • We have disclosed material risks in our Form ADV and other documents

  • You have had opportunity to ask questions and seek independent advice

 

12. Indemnification

You agree to indemnify, defend, and hold harmless Ollie Grant Private Wealth, its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including legal fees) arising from:

  • Your violation of these Terms

  • Your violation of any law or regulation

  • Your violation of any third-party rights

  • Your use or misuse of our services

  • Inaccurate information you provide

 

13. Termination

13.1 Termination by You

You may terminate your advisory relationship at any time by:

13.2 Termination by Us

We reserve the right to terminate your access to our services:

  • For violation of these Terms

  • For non-payment of fees

  • If we determine the relationship is no longer suitable

  • For any reason with appropriate notice as required by law

13.3 Effect of Termination

Upon termination:

  • Outstanding fees will be calculated and billed/refunded on a pro-rata basis

  • You will receive final account statements and documentation

  • We will cooperate with transfer of assets to a new custodian or advisor

  • Confidentiality obligations survive termination

  • These Terms remain in effect for any disputes arising prior to termination

 

14. Dispute Resolution

14.1 Governing Law

These Terms are governed by the laws of the State of Indiana and applicable federal securities laws, without regard to conflict of law principles.

14.2 Arbitration Agreement

Any controversy arising out of or relating to these Terms or our services shall be settled by arbitration in accordance with the rules of the Financial Industry Regulatory Authority (FINRA) or the American Arbitration Association (AAA), unless otherwise specified in your Investment Advisory Agreement.

BY AGREEING TO ARBITRATION, YOU ARE WAIVING YOUR RIGHT TO A JURY TRIAL.

14.3 Exceptions to Arbitration

Either party may seek equitable relief in court for:

  • Protection of intellectual property rights

  • Enforcement of confidentiality obligations

  • Urgent injunctive relief

14.4 Jurisdiction and Venue

For matters not subject to arbitration, you consent to the exclusive jurisdiction of state and federal courts located in Vanderburgh County, Indiana.

 

15. Regulatory Compliance

15.1 SEC Registration

Ollie Grant Private Wealth is a registered investment advisor with the U.S. Securities and Exchange Commission (SEC). Our Form ADV is available at:

15.2 Accredited Investor Verification

For certain investment opportunities, we are required to verify your status as an accredited investor as defined by SEC Rule 501 of Regulation D. You agree to provide necessary documentation to verify your status.

15.3 Anti-Money Laundering (AML)

We maintain an AML compliance program and may request documentation to verify your identity and source of funds in accordance with the USA PATRIOT Act and Bank Secrecy Act.

15.4 SIPC Protection

Assets held with third-party custodians may be protected by the Securities Investor Protection Corporation (SIPC), subject to the custodian's terms and SIPC limitations.

 

16. General Provisions

16.1 Entire Agreement

These Terms, together with your Investment Advisory Agreement, Privacy Policy, and Form ADV, constitute the entire agreement between you and Ollie Grant Private Wealth regarding our services.

16.2 Amendments

We reserve the right to modify these Terms at any time. Changes will be effective upon posting to our Website with an updated effective date. Continued use of our services after changes constitutes acceptance. Material changes will be communicated via email or account notification.

16.3 Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

16.4 Waiver

Our failure to enforce any provision of these Terms does not constitute a waiver of that provision or our right to enforce it in the future.

16.5 Assignment

You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign these Terms in connection with a merger, acquisition, or sale of assets with notice to you.

16.6 Force Majeure

We are not liable for failure to perform obligations due to circumstances beyond our reasonable control, including natural disasters, war, terrorism, pandemics, government actions, or technical failures.

16.7 Notices

All notices under these Terms must be in writing and sent to:

Ollie Grant Private Wealth
123 NW 4th Street, Suite 14
Evansville, Indiana 47708
Email: admin@olliegrantprivatewealth.com
Phone: 812-221-3550

16.8 Relationship

These Terms do not create a partnership, joint venture, employment, or agency relationship between you and Ollie Grant Private Wealth beyond the investment advisory relationship.

16.9 Survival

Provisions that by their nature should survive termination (including indemnification, limitation of liability, dispute resolution, and intellectual property rights) will survive termination of these Terms.

 

17. Contact Information

For questions about these Terms of Service, please contact us:

Ollie Grant Private Wealth
Email: admin@olliegrantprivatewealth.com
Phone: 812-221-3550
Address: 123 NW 4th Street, Suite 14, Evansville, Indiana 47708
Website: olliegrantprivatewealth.com

 

18. Acknowledgment

BY USING OUR SERVICES, YOU ACKNOWLEDGE THAT:

  • You have read and understood these Terms of Service

  • You agree to be bound by these Terms

  • You have received and reviewed our Form ADV Part 2A brochure

  • You understand the risks associated with investing

  • You have had the opportunity to ask questions and seek independent advice

  • You are entering into this agreement voluntarily

  • You certify that you are at least 18 years of age

Last Updated: January 2026

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